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The stats on healthcare in Hong Kong are reassuring for expats living in or relocating to the country. Hong Kong boasts one of the healthiest – and happiest – populations in the world. In addition, Hong Kong’s residents have the second highest life expectancy in the world as well one of the lowest infant mortality […]
If you are an expat living in Asia and are female, young and/or unattached, you may not consider maternity cover to be relevant to your healthcare policy at this stage, but don’t dismiss it out of hand just because pregnancy seems a remote possibility right now. What few women (and fewer men!) realise is that […]
Earlier this month the UK government announced a crackdown on so-called ‘health tourists’. While new measures are aimed at making savings of £500mn by preventing visitors from accessing free NHS care, they will also affect British nationals living abroad. This runs contrary to indications from the Department of Health last year that UK expats would […]
If only life were that predictable ! Many people believe that they will never become sick … until they do. I sometimes meet people who have had medical insurance for years and not had need to claim on it and they wonder whether it is worth keeping it. Here are 3 reasons why I believe health […]
A new report from Cancer Research UK has highlighted the importance of diagnosing cancer early both to give patients a higher chance of survival and to massively reduce the cost of treatment. Data gathered by the National Cancer Intelligence Network, part of the NHS, revealed that 46% of cancers diagnosed in England in 2012 were […]
If you don’t currently have a good private healthcare insurance policy, especially if you are an expat, recently released figures by a US news agency might spur you into action. According to Bloomberg, the Food and Drug Administration in the US put the cost of 11 out of 12 newly-approved cancer treatments at over $100,000 […]
A recent study by researchers at the University of Michigan Comprehensive Cancer Center highlights just how important it is for women to take out protection to cover themselves against financial hardship should they be diagnosed with cancer. Breast cancer is the most widespread cancer of them all with 235,000 new cases expected in the US in […]
Technically, the majority of British citizens living abroad are not currently eligible for treatment on the NHS when they are visiting the UK, even if they have made National Insurance contributions for some or all of their working lives. This has long been a big bugbear for the UK expatriate community; however, this could be […]
A recent survey by Bloomberg rated Hong Kong’s healthcare system the most efficient in the world with high life expectancy (83.4 years) coupled with comparatively low state expenditure on healthcare. Most expats however, are not eligible for state-funded healthcare and have to opt for private sector treatment. As you would expect, the country’s world-class hospitals […]
It is an unfortunate fact of life that the cost of medical treatment worldwide is high and increasing faster than the rate of inflation, particularly in the Asia Pacific region. For this reason, all expats living in Asia need to ensure that they have suitable medical insurance in place to cover themselves and their families […]
For expats living and working in Asia, a medical insurance plan is not a luxury but a necessity. Quality medical care is available at a cost across the region and in the event of an accident or illness, expats without cover face potentially dire consequences. Healthcare costs can escalate very quickly to the point that […]
According to research, an average 10 British citizens are hospitalised overseas every day. Without suitable and sufficient medical insurance, expensive hospital bills can be run up very quickly. When living and working abroad, expat health cover is absolutely essential to avoid any unexpected drain on savings or income. Consular officials may well be available to […]
One of the most amazing things about life is that you never know what is going to happen from day to day. The variety of experiences, the people you meet, the challenges you will face all provide the rich fabric that makes our lives fulfilling. The flip side of this is that, unfortunately, you will […]
Most of us have heard the phrase that ‘a chain is only as strong as its weakest link’ at some point, but when it comes to your finances, it is more correct than you might imagine. When you think about your own financial affairs, you will generally be looking at one aspect of them at […]