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The good news: we are all living longer. Average life expectancy in the UK is rising with one in three of babies born today reaching their centenary. The bad news: most of us are underestimating how long we will live, and failing to save sufficient funds for our retirements. In addition, there are fears that […]
Granted, this is not a message that you hear very often and I am certainly not advocating that you take your credit card out for a day of unfettered retail therapy! For most people, the biggest debt they will have in their lives is a mortgage, and many look forward to the day that they […]
In our 21st century world the notion of the family is becoming increasingly complex. As more and more couples enter second relationships, financial planning also becomes ever more complicated. The so-called blended family will often include children from past relationships as well as half-siblings who are the result of the new relationship. The situation can […]
In the current economic climate life is tough for university graduates who often face fierce competition for jobs as well as hefty student debts to pay off when they come out of university. The UK’s National Union of Students estimates that a university education costs £10,133 for each academic year, without taking into account living […]