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Expat women planning for retirement face different, and in many cases greater, challenges than their male counterparts. Women tend to live longer and earn less. Expat women planning for retirement need to develop a flexible financial plan and start saving at the earliest possible opportunity. Flexibility in a retirement plan is important. Short term contracts, […]
Life insurance can be purchased direct from many insurance companies in Asia. Some people believe that by ‘cutting out the middleman’ there is a saving to be made. In fact, a professional and independent adviser is more likely to save you money rather than the other way around. Buying life insurance direct from one insurer […]
Most expats in Asia enjoy an enviable lifestyle however there are things that can go wrong and sometimes these can have serious consequences. Over the years advising and helping expats with their financial planning Infinity has heard its share of horror stories, as well as plenty little tips that make have made life better for […]
Asia’s climate, living standards, cost of living and lifestyle all provide an attractive retirement proposition for many expats. It is possible to retire with a much higher standard of living than would be possible in many western countries. Whether moving to settle and retire in Asia or retiring from a working life in Asia, there […]
Hong Kong expats have access to world class healthcare which is borne out by life expectancy rates well into the 80s for Hong Kong residents. However, world class private healthcare comes at a premium price, and only China and the US rank as more expensive. This makes expat medical insurance in Hong Kong essential. Although […]
The earlier we start a retirement plan, the harder our money can work for us. This is a fact drummed into many of us from an early age. However, it is still ignored by a surprisingly large number of people who continue to delay making a retirement plan. Compound growth is the secret weapon belonging […]
Children are expensive, there is no question about it; raising a family can be one of the most expensive commitments of our lives. The cost of keeping up with trends in clothing, toys and gadgets can be daunting but pales into insignificance against the huge costs of education. Every parent wants the best for their […]
Traditional roles in family life are prevalent throughout the world, with women often taking more responsibility for the care of children and the home, for example, than men. While these stereotypes are increasingly being challenged, the fact remains. However, when it comes to the financial affairs of individuals and their families, men are still very […]
Minimising taxes and increasing confidentiality are not the only benefits of setting up an offshore company. Although tax effectiveness is the first and foremost benefit that comes to mind when considering offshore companies, the opportunity to considerably reduce business overheads is also a very attractive bonus. Here are the six key benefits of offshore company […]
Retirement is a time to reap the benefits of our working lives, to fulfil our dreams, whatever they may be, with a nice little nest egg to rely upon. Good expat pension planning can make that happen. Unfortunately, for a growing number of pensioners this is not the case. People are living longer, saving less […]
Double digit inflation in China over the last 12 months is having a significant impact on the cost of living and is becoming a cause for concern for many expats in China. This does not however seem to have caused a slowdown in the growth of Research & Development and other foreign businesses setting up […]
As an expatriate there are many opportunities to make the most of your money; there are also serious but easily avoided financial errors made by some expats. Being aware of the pitfalls, combined with good advice from a professional and independent financial adviser can help to ensure that there are no nasty shocks. 1. Crippling […]